Chapter 9 – Hot Water: Solar Thermal vs Electric

Domestic hot water (DHW) accounts for 15–30% of household energy consumption. It is the second or third largest load after space heating and cooking. Three main technologies compete: solar thermal collectors, heat pump water heaters, and electric resistance tanks. Each has different economics, space requirements, and performance profiles.


9.1 Technology Overview

Electric Resistance Tank

The simplest and cheapest to install. A heating element (2,000–3,000 W) immersed in a storage tank. Converts 1 kWh of electricity into exactly 1 kWh of heat.

COP = 1.0 (no better than direct resistance can ever be)

Heat Pump Water Heater (HPWH)

An air-to-water heat pump extracts heat from ambient air and transfers it to the water. Consumes 1 kWh of electricity to deliver 2.5–4 kWh of heat.

COP = 2.5–4.0 depending on ambient temperature

Solar Thermal Collectors

Panels on the roof absorb solar radiation and transfer the heat to a fluid (water/glycol mixture) that heats the tank via a heat exchanger. Requires an electric or gas backup for cloudy periods.

Solar fraction = 50–70% of annual DHW needs (temperate climate), with backup for the remainder.


9.2 Annual Energy Consumption by Technology

For a 4-person household (estimated DHW energy need: ~3,000–4,000 kWh of heat per year):

Technology Electricity input (kWh/yr) Heat output (kWh/yr) Notes
Resistance tank (200L) 3,500 3,500 COP 1.0, some standby losses
Resistance tank (300L) 4,000 4,000 Larger tank, more standby loss
Heat pump water heater 900 3,200 COP ~3.5, air temp dependent
Solar thermal + elec. backup 500 3,200 ~65% solar fraction
Solar thermal + HPWH backup 250 3,200 Combined best case

9.3 Solar Thermal Collectors: How They Work

A flat plate collector consists of a glass-covered insulated box containing a blackened absorber plate with fluid tubes. Efficiency: 55–75% of incident solar radiation converted to heat (at low temperature differential).

An evacuated tube collector uses vacuum-insulated glass tubes around the absorber. Higher efficiency at larger temperature differentials (better in cold climates). Cost: ~30% more than flat plate.

System Components

  1. Solar collectors (typically 2–4 m² per person for DHW)
  2. Dual-coil storage tank (solar coil + backup coil)
  3. Circulation pump
  4. Controller and expansion vessel
  5. Backup heating element (electric) or connection to boiler

Solar Fraction by Climate

The solar fraction is the percentage of annual DHW heat delivered by the solar system (before backup):

Climate Flat plate collectors (4 m²) Evacuated tube (3.5 m²)
South Europe (Seville, Rome) 70–85% 75–90%
Central Europe (Lyon, Berlin) 55–70% 60–75%
North Europe (London, Dublin) 45–60% 50–65%
Scandinavia 35–50% 45–60%

For a 4-person household in Lyon with 55% solar fraction:


9.4 Heat Pump Water Heater: Deep Dive

A HPWH uses the refrigeration cycle to extract heat from room air, compressing it to a higher temperature to heat water. Side effects:

COP vs Ambient Temperature

Ambient air temp COP (typical)
-5°C 1.5–2.0
0°C 1.8–2.3
10°C 2.5–3.0
15°C 3.0–3.5
20°C 3.5–4.0
25°C 4.0–4.5

In cold climates, the HPWH installed in an unheated garage loses significant efficiency in winter. If installed in a heated space, it effectively cools that space, requiring more heating energy — partially negating the COP benefit.

Smart Control: Couple with Solar or Off-Peak Tariff

A HPWH with a smart controller can be programmed to heat water preferentially during:

The tank acts as a thermal battery: cheap or free energy is stored as hot water, usable throughout the day.


9.5 Decision Framework

Choose the right technology based on your specific situation:

Use a Heat Pump Water Heater if:

Use Solar Thermal if:

Avoid Resistance-Only Tanks if:


9.6 25-Year Lifecycle Cost Comparison

Assumptions: 4-person household, Lyon (France), 3,500 kWh/yr DHW heat need, electricity €0.22/kWh with 3% annual escalation, gas €0.10/kWh with 3% escalation.

Upfront Costs (Installed, incl. tank)

Technology Installed Cost
Electric resistance tank (300L) €800–1,200
Heat pump water heater (250L) €1,800–2,800
Solar thermal flat plate (4 m², 300L tank) €3,500–5,500
Solar thermal evacuated tube (3.5 m², 300L) €4,500–6,500
Solar thermal + HPWH backup €5,000–7,500

Annual Operating Cost (Year 1)

Technology Electricity (kWh/yr) Annual cost
Resistance tank 4,000 €880
HPWH (COP 3.2) 1,100 €242
Solar thermal + elec. backup 1,440 €317
Solar thermal + HPWH 480 €106

25-Year Total Cost (NPV at 3% discount rate, 3% energy escalation)

Technology Install cost 25-yr energy cost 25-yr total
Resistance tank €1,000 €22,000 €23,000
HPWH €2,300 €6,100 €8,400
Solar thermal + elec. backup €4,500 €8,000 €12,500
Solar thermal + HPWH €6,250 €2,650 €8,900

HPWH wins on lifetime cost for most temperate-climate households. Solar thermal + HPWH is nearly equal but costs more upfront. Solar thermal without HPWH backup is mid-range due to high backup electricity in cloudy months.


9.7 Integration with Solar PV

If you already have solar PV:

Roof space (per m²) Solar thermal Solar PV (driving HPWH)
Annual heat yield 350–500 kWh 130–170 kWh electricity
Electricity saved (via HPWH) 130–170 kWh (direct)
Effective heat produced 350–500 kWh 400–600 kWh (× COP 3.2)
Economic value (€0.22/kWh) €77–110 €88–132

Verdict: With a modern efficient HPWH, solar PV is competitive with or superior to solar thermal per m² of roof space — and provides additional flexibility (charges battery, powers other appliances).


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